买家须知 Buyer Must Know

买房的第一步就是瞭解需求，问问自己为什么要买房：新移民需要安家? 为了免付房租？开始建立资产？拥有私人空间？投资地产? 还是仅仅想要一个更大的房子？接下来，列出您想要的房屋类型和你所喜爱的区域,一定要清楚明确。将“必须有的条件”和“想要有的条件”区分开来。

确定一个目标，从“模糊”到“清晰”。

这需要考虑各种因素：所在区域，周边环境，学校区域，娱乐设施，以及其他社区服务,如：交通、托儿所、图书馆、商店、娱乐场所等等。考虑清楚当拥有这套房子后，您每天需花多少时间上班及处理生活日常所需。

考虑房子样式。您需要多大空间？您需要的是公寓还是别墅？考虑房子的大小和类型。是新建楼房还是二手房？或许将来某一天，您的承接人可能会将房子卖掉。考虑清楚您期望拥有这套房子多长时间a及未来卖出时是否各项条件有利将房子依合理利润脱手。

第二步：房贷资格预审

在确定上述所需之后，购房的下一步就是向银行取得房贷资格。我可帮您来对比各贷款银行的条件，协助你选择最适合自己的房贷。

第三步：从房源中挑选出合宜的标的

在房贷资格获批，并且确定了您所期望的价格范围后，我将会通过“MLS系统”或是掌握到的暗盘房源（未上市或是即将上市的房源）来帮您定位符合您要求的房产并掌握最佳时机展开沟通。身为专业地产经纪人，本人除了拥有最完整的资源和搜索系统，同时也洞查需求及市场变化，可以帮您迅速查找符合您要求的房产，评估可能发生的花费并规避买到问题房源的风险。您甚至可以在我的网站地图搜房源上事先浏览地理位置合意的房源再与我咨询需要注意的细节。

协助您完成每一个步骤
我将帮您完成资金筹备和审查过程，直到交易结束。我将致力于确保您的购房经历是愉快的、物有所值的、成功的。

请致电我为您设立的服务专线 647.505.6168 马上开始您的购房之旅.

Buyers

Let me help you every step of the way.

When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

I am always familiar with the current available homes on the market, and I also know the neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you’d like and where you would like to be. Be specific. Separate the “must haves” from the “want to haves.”

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

Once you’ve been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

 

选择并与房地产经纪人合作